Sharpen your financial future
Inspired by the principle that we grow stronger together, Iron Edge Mortgage provides the expert guidance and non-traditional lending solutions you need to secure your piece of Florida.
more Than a Transaction. A Partnership.
At Iron Edge Mortgage, we believe in the power of mutual growth. Our name is rooted in the belief that "iron sharpens iron"—that by investing in your long-term financial success, we all move forward. We aren't just here to close a loan; we’re here to be a dedicated partner in your journey toward homeownership and wealth building.
Our Success is Measured by Yours.
Mortgage Solutions Built Around Your Situation
Not every borrower fits inside the same box. Whether you're buying your first home, self-employed, or growing a real estate portfolio, Iron Edge Mortgage provides personalized guidance designed around your goals.
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Buying your first home can feel overwhelming. We help first-time buyers understand loan options, down payment requirements, and the mortgage process so they can purchase with confidence.
Popular Programs:
Conventional Loans
FHA Loans
VA Loans
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Business owners, entrepreneurs, and 1099 borrowers often face challenges with traditional banks. We help self-employed clients explore bank statement loans and other flexible mortgage solutions.
Popular Programs:
Bank Statement Loans
Conventional Loans
Non-QM Loans
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Whether you're purchasing your first investment property or expanding your portfolio, we help investors explore financing solutions designed to support long-term growth.
Popular Programs:
DSCR Loans
Investment Property Loans
Conventional Financing
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Eligible veterans and active-duty service members may qualify for VA loan benefits, including potential zero-down payment financing.
Popular Programs:
VA Loans
Conventional Loans
Mortgage Loan Options
Every borrower is different. That's why we offer a variety of mortgage solutions designed to fit your goals and financial situation.
Let’s find out the best loan that fits your goals. Contact us to get begin the process.
Why Work With Iron Edge Mortgage?
Mortgage decisions are too important for pressure and confusion. Our goal is simple: provide honest advice, clear communication, and solutions tailored to your goals.
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We believe trust matters more than transactions. Our job isn't to push a loan—it's to help you make informed decisions that align with your long-term goals.
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As a mortgage broker, we work with multiple lending partners. That means we're not limited to one bank's products and can help explore a variety of mortgage solutions.
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Southwest Florida is unique. From Naples and Fort Myers to Cape Coral and Bonita Springs, understanding the local market can make a meaningful difference throughout the homebuying process.
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Buying a home shouldn't feel confusing. We strive to provide proactive communication and keep you informed from application to closing.
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Every borrower is different. Whether you're self-employed, purchasing your first home, or investing in real estate, we help build a mortgage strategy around your specific situation.
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We aren't focused on one transaction. We want to become a trusted resource for our clients long after closing day.
Frequently Asked Questions
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A mortgage broker helps borrowers compare loan options from multiple lenders instead of being limited to one bank's products. This allows for greater flexibility and more personalized mortgage solutions.
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No. Iron Edge Mortgage is an independent mortgage broker. We work with multiple lending partners to help clients explore a variety of loan options based on their goals and financial situation.
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Yes. We specialize in helping self-employed borrowers, business owners, entrepreneurs, and 1099 workers navigate mortgage options, including bank statement loans and other flexible programs.
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Credit requirements vary depending on the loan program and lender. Even if your credit isn't perfect, there may still be options available.
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What areas do you serve?
Iron Edge Mortgage serves borrowers throughout Florida, with a strong focus on Southwest Florida, including:
Naples
Fort Myers
Cape Coral
Bonita Springs
Estero
Marco Island
Lehigh Acres
Punta Gorda
Florida
Montana
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Yes. Qualified self-employed borrowers may be able to use personal or business bank statements to verify income instead of traditional tax returns.
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A DSCR loan is designed for real estate investors. These loans focus primarily on the cash flow generated by the property rather than the borrower's personal income.
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The answer depends on the loan program. Some qualified buyers may be eligible for as little as 3% down with conventional financing, while FHA loans require a minimum of 3.5%. VA loans may offer zero-down options for eligible borrowers.
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Yes. Getting pre-approved helps you understand your budget, identify potential issues early, and make stronger offers when you find the right property.
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Yes. Self-employed borrowers often have access to both traditional and alternative mortgage programs. Income may be documented through tax returns, bank statements, or other methods depending on the loan program.
The “local edge”
A Full Circle of Support in Southwest Florida.
A mortgage is just one piece of the puzzle. In Southwest Florida, I’ve have a network of the most reliable insurance providers and home service professionals in the state. When you work with Iron Edge, you gain access to a "short list" of local experts who can help you save money and protect your investment.