Your Trusted Independent Mortgage Broker in Fort Myers

Whether buying your first home in Gateway, upgrading to a pool home in South Fort Myers, or financing an investment property along the McGregor Corridor, navigating home loans shouldn't feel stressful or impersonal.

As an independent mortgage brokerage serving Fort Myers, Iron Edge Mortgage works for you—not the big banks. Owner and licensed broker Benjamin Brake shops top wholesale lenders to find the optimal combination of rates, lower closing costs, and tailored underwriting guidelines.

Fort Myers Home Loan Options

1. Self-Employed & Bank Statement Loans

Fort Myers is home to thousands of successful business owners, tradespeople, real estate agents, and independent contractors. If tax deductions reduce your net taxable income on paper, our Bank Statement Mortgage programs qualify you based on actual monthly business revenue.

2. FHA, VA, and Conventional Mortgages

We provide full access to competitive government and conventional loan programs with flexible down payment options:

• FHA Loans: 3.5% down payment options with flexible credit score requirements.
• VA Loans: 0% down payment options for military veterans and active-duty service members in Lee County.
• Conventional Purchase & Refinance: Low fixed rates with custom terms tailored to your long-term wealth strategy.

3. DSCR Real Estate Investor Financing

Expand your Lee County rental portfolio without tax returns or DTI hurdles. Our Debt Service Coverage Ratio (DSCR) program qualifies your loan solely on property cash flow performance.

Fort Myers Local Underwriting Expertise

From Lee County property tax estimations to windstorm mitigation premium offsets, Benjamin Brake ensures every cost parameter is transparently factored into your pre-approval upfront—preventing last-minute closing surprises.