Terms and Conditions

IRON EDGE MORTGAGE

WEBSITE TERMS AND CONDITIONS

Effective Date: 06/01/2026

Welcome to Iron Edge Mortgage ("Company," "we," "us," or "our"). By accessing or using this website, www.ironedgemortgage.com ("Website"), you agree to be bound by these Terms and Conditions. If you do not agree to these Terms, please do not use this Website.

NO GUARANTEE OF LOAN APPROVAL

Information provided on this Website is for general informational purposes only and does not constitute a commitment to lend.

All mortgage applications are subject to underwriting approval, verification of information, and satisfaction of applicable lending requirements.

Submission of information through this Website does not guarantee loan approval or specific loan terms.

NOT LEGAL OR TAX ADVICE

Information contained on this Website is not intended to constitute legal, tax, accounting, or financial advice.

Users should consult qualified professionals regarding their specific circumstances.

INFORMATIONAL PURPOSES ONLY

The content provided on this Website is intended for educational and informational purposes only.

Nothing contained on this Website shall be interpreted as creating a fiduciary relationship or guaranteeing the availability of any loan program.

ACCURACY OF INFORMATION

While Iron Edge Mortgage strives to provide accurate and current information, we make no representations or warranties regarding:

• Accuracy
• Completeness
• Reliability
• Availability

Information may change without notice.

USER RESPONSIBILITIES

By using this Website, you agree:

• To provide accurate information when completing forms.
• Not to use the Website for unlawful purposes.
• Not to interfere with Website operations.
• Not to attempt unauthorized access to systems or information.
• Not to transmit malicious software or harmful content.

INTELLECTUAL PROPERTY

All Website content, including:

• Text
• Graphics
• Logos
• Images
• Videos
• Blog content
• Design elements

are the property of Iron Edge Mortgage unless otherwise indicated and are protected by applicable intellectual property laws.

No content may be copied, reproduced, distributed, or used without prior written consent.

THIRD-PARTY LINKS

This Website may contain links to third-party websites or services.

Iron Edge Mortgage is not responsible for the content, accuracy, or privacy practices of third-party websites.

Users access third-party websites at their own risk.

NO WARRANTIES

This Website and its content are provided "AS IS" and "AS AVAILABLE."

Iron Edge Mortgage makes no express or implied warranties regarding:

• Merchantability
• Fitness for a particular purpose
• Availability
• Accuracy
• Security

We do not guarantee uninterrupted or error-free operation of the Website.

LIMITATION OF LIABILITY

To the fullest extent permitted by law, Iron Edge Mortgage shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or relating to:

• Use of the Website
• Inability to access the Website
• Reliance upon Website information
• Errors or omissions
• Unauthorized access or data breaches

ELECTRONIC COMMUNICATIONS

By providing contact information through this Website, users consent to receive communications from Iron Edge Mortgage regarding requested products or services.

Such communications may include:

• Telephone calls
• Emails
• Text messages
• Automated messages where permitted by law

Consent is not a condition of obtaining credit.

Users may opt out of marketing communications at any time.

PRIVACY

Use of this Website is also governed by the Iron Edge Mortgage Privacy Policy.

Users are encouraged to review the Privacy Policy for information regarding how personal information is collected, used, and protected.

FAIR HOUSING AND EQUAL OPPORTUNITY

Iron Edge Mortgage is committed to providing equal housing opportunities.

The Company does not discriminate on the basis of:

• Race
• Color
• Religion
• National origin
• Sex
• Familial status
• Disability
• Age
• Marital status
• Receipt of public assistance income
• Any other protected characteristic under applicable law